Articles

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Talking to your Significant Other about Money

Relationships depend on trust, and yet research consistently shows that couples aren’t always completely open with each other about their finances.

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Five Items Often Overlooked in a Will

Each loyalty program has its own rules about whether points can be transferred to a beneficiary, so check your programs’ policies. When allowed, list the loyalty program in your will and name the beneficiary of the points.

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Navigating the Retirement Risk Zone is Personal

It’s called the retirement risk zone—the period of several years before your retirement date and the initial years of your retirement. The risk is a severe market downturn and its impact on your retirement savings.

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Four Ways to Protect your Credit Score

Good credit is important whenever you need to borrow to accomplish your goals—say, to buy a car, start a new business or put a downpayment on a home.

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Will your Parents Need your Help?

The day may come when your parents find it more difficult to take care of their financial matters. Your help can make a difference, whether it’s in the form of your time, advice or financial assistance.

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Planning for Market Volatility

In the early months of 2020, the coronavirus outbreak led to a sudden market meltdown—only to be followed by a surprisingly quick recovery by the summer. Not long after, in 2022, equity markets around the world entered bear market territory.

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Monetizing the Tech Revolution

It has been 49 years since the launch of the first personal computer. Since then, humans have been asking the same question: When will computers and robots replace humans?

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Pressure Continues to Build

Equity implied volatility is in the mid-teens, suggesting a possibility that investors have become complacent. This is happening despite a relentless increase in market interest rates, which is slowly building pressure on the system.

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Have you Planned for Digital Assets?

If you haven’t accounted for your digital property in your will or another document, you’re not alone. This is often overlooked when planning an estate.

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Preserving Estate Assets for your Heirs

The first things that come to mind when you think of estate planning might be your will, beneficiaries and executor or estate administrator. However, another key element is planning for the tax liability on your estate’s assets.

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Ways to Give to Grandchildren

Giving a financial gift to a grandchild can be tremendously satisfying, knowing you’re helping to make a difference in a loved one’s life. The first step is choosing when to make a gift.

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How to Pay Little or No Tax on RESP Withdrawals

Withdrawals from a Registered Education Savings Plan (RESP) are different than those from other registered plans. With an RESP, some withdrawals are taxable, while others are not.

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